Flood Plain
The City of Bellbrook has beautiful streams and waterways in and around the area that bring tremendous value to our community. However, those streams and waterways can present challenges to property owners. Property owners in the floodplain may have to pay for flood insurance. The city assists residents by providing information on flood insurance rate maps, flood zones and permitting requirements for projects located within a 100 year floodplain.

Flood Insurance Rate Maps
We have dedicated a page to the Flood Insurance Rate Maps, Please visit the Flood Plain Maps page.

Living In a Flood Plain
Every structure within a 100 year floodplain has the risk of being flooded at some time. However, some structures have a higher risk than others because of their location. The floodplain consists of three levels of flooding risk: low, moderate and high.
  • Low risk means that the chance of the structure being flooded is small but the risk is not removed;
  • Moderate and high risk means that there is a more likely chance of structures being flooded. If you own a home within the 100 year floodplain and currently have a mortgage on the structure, you are required to have flood insurance by federal law.

Be Prepared in the Event of a Flood

  • Purchase Flood Insurance - If you live within a 100 year floodplain, there is a 26% chance that your home will flood during the life of a 30-year mortgage; for each year there is at least a 1% chance of flooding. The City of Bellbrook is a member in good standing in the National Flood Insurance Program; therefore flood insurance for structures within the city can be purchased through an insurance agent. To find an agent near you call (800) 427-2419. Please note that it may take several weeks for a newly purchased policy to go into effect.
  • Correct Local Drainage Issues
  • Retrofit Your House - Go to the FEMA website for Information and Guidance on Building Safer or contact your insurance agent.
  • Keep Important Papers Out of Flood-prone Areas
  • Take Photos or Videos of Important Possessions


Greene County GIS Maps
Use the interactive map to zoom in to your property

Ohio Department of Natural Resources

Floodsmart: FEMA National Flood Insurance Program

National Weather Service Advanced Hydrological Prediction Service
View daily water level measurements of the Little Miami River